Privacy Policy

Effective date: October 1, 2023

The website www.nicecomply.com (the "Site") is owned and operated by National Insurance Compliance Exchange LLC and may be contacted at:

National Insurance Compliance Exchange LLC
5838 Blackshire Path
Inver Grove Heights, MN 55076

OR

maureen@nicecomply.com
roger@nicecomply.com

651-419-2020

Purpose

The purpose of this Privacy Policy is to inform users of the Site of the following:

1. The personal data we will collect;
2. Use of collected data;
3. Who has access to the data collected; and
4. The rights of Site users.

This Privacy Policy applies in addition to the “Terms and Conditions of Use” of the Site.

Consent

By using the Site users agree that they consent to:

1. The conditions set out in this Privacy Policy; and
2. The collection, use, and retention of the data listed in this Privacy Policy.

Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data Collected Automatically

When you visit and use the Site, we may automatically collect and store the following information:

1. IP address;
2. Location;
3. Hardware and software details;
4. Clicked links and advertisements;
5. Content viewed and/or posted; and
6. Frequency and duration of use of the Site.

Data Collected in a Non-Automatic Way

We may also collect the following data when you perform certain functions on the Site:
1. First and last name;
2. Email address;
3. Phone number;
4. Address;
5. Payment information;
6. Employment and employer information; and
7. Username.

This data may be collected when you create an account and become a member.

How We Use Personal Data

Personal data collected on the Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of the Site. We will not use your data beyond what we disclose in this Privacy Policy.

The data we collect automatically is used for the following purposes:
1. Statistics; and
2. Internal reporting and business purposes.

The data we collect in a non-automatic way is used for the following purposes:
1. Statistics;
2. Internal reporting and business purposes;
3. To verify eligibility for membership (employment at an insurance carrier);
4. Information to be displayed on the Site if the user performs certain functions including posting or sharing content.
5. Processing membership fees through our third party vendor (Stripe).
6. Communication.

The data we collect when the user performs certain functions may be used for the following purposes:
1. Statistics; and
2. Internal reporting and business purposes.

Parties With Whom We Share Personal Data

We do not share personal data, other than certain statistics, with parties other than our employees, independent contractors, and vendors.

Employees, Independent Contractors, and Vendors

We may disclose personal data to any member of our organization or those whom we have hired to assist with managing or providing services to the Site or any other party who reasonably needs access to personal data to achieve the purposes set out in this Privacy Policy or the Terms and Conditions of Use.

Advertisers

We may disclose statistics to advertisers. However, the statistics disclosed to advertisers will be aggregate data and will not include member names, addresses, email addresses, usernames, or phone numbers.

Other Disclosures

Other than the purposes discussed above, we will not sell or share your personal data with other third parties, except in the following cases:
1. If the law requires it;
2. If it is required for any legal proceeding;
3. To prove or protect our legal rights; or
4. To buyers or potential buyers of this company in the event that we seek to sell the company and any agents, attorneys, or similar parties who may be involved in the transaction or potential transaction.

How Long We Store Personal Data

Personal data may be stored indefinitely but may be stored for a period certain at our discretion. Personal data will be stored for no less than the period in which the user is an active member. 

How We Protect Your Personal Data

While we take all reasonable precautions to ensure that personal data is secure and that users are protected, there always remains the risk of harm. The internet as a whole can be insecure at times and therefore we are unable to guarantee the security of personal data. Our existing vendor for the Site (Invision Community) utilizes Amazon Web Services (AWS) and states the following: All accounts, data, and assets are hosted on InVision's servers within AWS, which are domestic to the US. InVision uses AWS and other subprocessors to assist in the delivery of our offering.

Children

We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact us.

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to whom we disclosed your personal data, or if you would like your data to be deleted or modified in any way, please contact us.

Other Sites

If you follow hyperlinks from the Site to another website, please note that we are not responsible for nor do we have any control over their privacy policies or practices.

Modifications

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.